Yes, cocoa is a Scrabble word!
...and is worth 9 points in Scrabble, and 11 points in Words with Friends
cocoa
Noun
1. A beverage made from cocoa powder and milk and sugar; usually drunk hot
2. Powder of ground roasted cacao beans with most of the fat removed
What Scrabble words can I make with the letters in cocoa?
4 Letter Words
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Words that can be created with an extra letter added to cocoa:
S:cocoas