Yes, chat is a Scrabble word!
...and is worth 9 points in Scrabble, and 9 points in Words with Friends
chat
Verb
1. Talk socially without exchanging too much information
Noun
1. An informal conversation
2. Birds having a chattering call
3. Songbirds having a chattering call
What Scrabble words can I make with the letters in chat?
4 Letter Words
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3 Letter Words
2 Letter Words