Yes, loans is a Scrabble word!
...and is worth 5 points in Scrabble, and 7 points in Words with Friends
loans
Verb
1. Give temporarily; let have for a limited time
Noun
1. The temporary provision of money (usually at interest)
2. A word borrowed from another language; e.g. `blitz' is a German word borrowed into modern English
What Scrabble words can I make with the letters in loans?
5 Letter Words
4 Letter Words
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3 Letter Words
2 Letter Words